Tuesday, 7 May 2019

Why your doctor’s white coat can be a threat to your health

Doctors and patients prefer the white coat, viewing it as a defining symbol of the profession.

What many might not realise, though, is that health care workers’ attire - including that seemingly “clean” white coat that many prefer - can harbour dangerous bacteria and pathogens.

It is not just white coats that can be problematic. The review also found that stethoscopes, phones and tablets can be contaminated with harmful bacteria.

One study of orthopedic surgeons showed a 45% match between the species of bacteria found on their ties and in the wounds of patients they had treated. Nurses' uniforms have also been found to be contaminated.

Ref: https://www.todayonline.com/world/why-your-doctors-white-coat-can-be-threat-your-health

Forum: Relief for employers of foreign workers with high medical bills

We refer to recent discussions on insurance coverage for foreign domestic workers (Responsibility lies with employer if maid's insurance cover is inadequate, April 29; Have simple system that gives maids proper healthcare cover, April 24), and the news report (Insurance coverage for maids too low: Agents, NGOs, April 12).

Employers are responsible for the welfare of their foreign work permit holders, including covering their medical treatments.

It is a more reasonable approach than to externalise such costs and impose them on taxpayers.

Employers are required to purchase medical insurance plans with a minimum coverage of $15,000 per year to help them manage the medical costs of their foreign work permit holders.

Employers who wish to be better protected against large medical bills can opt for insurance plans with higher coverage, which carry higher premiums.

In the past three years, 96 per cent of foreign domestic worker (FDW) medical bills was below $15,000.

This means that the vast majority of FDW employers were able to claim the full medical cost from the insurers.

Employers can approach the healthcare institutions for assistance in the remaining cases.

In the case of the employer, Mr Saw, which The Straits Times reported on, the hospital did offer him medical relief but he has yet to respond.

Mr Saw had incurred medical bills of at least $60,300 for his maid after she suffered a stroke.

The Ministry of Manpower reviews its policies regularly to ensure adequate medical insurance coverage for work permit holders.

In 2010, the mandatory insurance coverage for work permit holders was raised from $5,000 to $15,000 to keep up with the higher medical bills.

The ministry has to balance sufficient insurance coverage with affordable premiums for employers.

While providing relief to employers with genuine need, we are also mindful of over-consumption of services in our public healthcare system.

Chew Ee Tien
Director, Foreign Manpower Unit
Workplace Policy and Strategy Division
Ministry of Manpower

Ref: http://str.sg/oHdh

If you want one mantra, it comes from Singapore's first prime minister: Charlie Munger

Image for illustration only

Berkshire Hathaway’s vice chair, Charlie Munger, said Saturday that the one mantra he followed in life came from Singapore’s Lee Kuan Yew, the first Prime Minister of Singapore who governed for three decades.

Responding to a question about human nature at the annual Berkshire Hathaway (BRK-A, BRK-B) shareholder meeting in Omaha, Nebraska, Munger said the country’s founding father had a formula for success that he quite liked.

“Lee Kuan Yew - who is the greatest nation builder, probably that ever lived in the history of the world - he said one thing over and over and over again all his life,” and that was to “figure out what works and do it,” said Munger.

Because with that attitude, said Munger, “You just go at life with that simple philosophy from your own national group, you will find it works wonderfully well. Figure out what works and do it.”

Ref: https://sg.finance.yahoo.com/news/berkshire-hathaway-charlie-munger-on-lee-kuan-yew-191152636.html

Skipping may be easier on the knees than running

Source: the new paper, may 06, 2019