Wednesday, 4 September 2019

Why you should care about CareShield Life, a policy for old-age disability

In mid-2020, all Singaporeans aged between 30 and 40 will automatically become part of a new national scheme called CareShield Life, which will provide payouts for old-age disability. After that, everyone turning 30 will automatically join the scheme.

There is no way anyone can opt out of the insurance scheme, aside from those born before 1980.

Currently, a Singaporean would be considered severely disabled if he or she cannot independently perform three out of six specific activities of daily living, such as eating, bathing, dressing, transferring (from the chair to bed, for instance), going to the toilet, and walking or moving around.

Payouts will start at S$600 per month in 2020 and increase to a maximum of S$1,200 a month when a policyholder reaches 67 years old. Payouts remain flat thereafter.

Put simply, CareShield Life is an upsized version of the current ElderShield, a severe disability insurance scheme that provides about S$300 to S$400 a month in insurance payouts for up to five or six years for severely disabled Singaporeans who did not opt out of the scheme. Careshield Life provides payouts over a person's lifetime.

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Microplastics turning up in human stool

Tiny bits of plastic may be getting into our bodies through the air we breathe and the food we eat, a new study suggests.

Researchers who examined stool samples from eight people from diverse geographic locations found that all contained bits of plastic, according to a report in Annals of Internal Medicine.

"This small prospective case series showed that various microplastics were present in human stool, and no sample was free of microplastics," wrote the team of scientists, led by Dr. Philipp Schwabl of the Medical University of Vienna. "Larger studies are needed to validate these findings. Moreover, research on the origins of microplastics ingested by humans, potential intestinal absorption, and effects on human health is urgently needed."

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Teenager 'first in UK' to go deaf and blind due to junk food diet

Image for illustration only
A teenager is believed to be the first in the UK to go deaf and blind due to his junk food diet, a report has warned.  The 17-year-old lived off a daily portion of chips, crisps, white bread and processed meat for around a decade.

His poor diet, which resulted in a number of vitamin deficiencies, led to the boy developing a condition called nutritional optic neuropathy (NON).

More commonly seen in malnourished children in developing countries, purely dietary causes of NON are rare in the western world.

It manifests in damage to the optic nerve, which leads to sight loss and if undiagnosed, blindness. The unnamed patient also developed hearing loss and bone weakness.


The signs you must never ignore for cancer

  1. Unusual lumps
  2. Persistent coughing
  3. Changes in poo
  4. Needing to pee more frequently
  5. Unexpected bleeding from your bum, vagina or penis
  6. Unexplained weight loss
  7. Fatigue
  8. New or changing moles
  9. A wound, spot or mouth ulcer that won't heal
  10. Unexplained or chronic pain

You may want to read What is the first sign of cancer?